If you’ve heard about the coronavirus (COVID-19), you may have turned on the news this week. The Centers for Disease Control (CDC) warns Americans that it’s not a good bet that coronary artery disease will spread in their region.
Medicare consumers should know how their insurance coverage will cover any expenses out of pocket money they might incur for treatment. Take a few minutes to to compare Medicare supplement plans to help with your out-of-pocket expenses under Medicare Advantage coverage. You may already know that Part D consists of Medicare Part B and Part C, and is an optional prescription drug plan that can be purchased from private providers or attached to Medicare.
If you went with the original Medicare Part D plan and want a Medigap plan for more comprehensive coverage, you can read more about this letter. Part C, also known as Medicare Advantage, replaces basic government coverage with private insurance plans. The most comprehensive plan is the Medicare Medigap Plan, a combination of Medicare parts B and C. This has been the most popular choice over the years, and if you choose Part C, you do not need a Medigap plan. It is a Medicare supplement for people with chronic conditions such as cancer, heart disease, diabetes or stroke.
These plans usually have more benefits, but the main difference is that you depend on them, depending on your plan. In some cases, it is important to note that Medicare Advantage plans sometimes cover medications that are not part D of the plans. Like Medicare, some of these plans have decided to expand coverage to prevent the spread of the coronavirus across the country.
In an article on BusinessWire.com, “As the COVID-19 pandemic continues to surge through the Dallas Fort Worth (DFW) area, Genesis Physicians Group has launched a new program to improve care delivery for one of the community’s most vulnerable and underserved populations”.
Independent physicians care for thousands of vulnerable Medicaid patients each year. “That is why I am particularly excited that Genesis partnered with Amerigroup, and has been empowered to extend additional supports to address life barriers that impact overall health. Our team of patient advocates will serve as extensions of the primary care physician’s office, connecting struggling patients with community-based resources and social support,” says Dr. Jim Walton, Genesis CEO.
After the vaccine, COVID-19, became available, the Centers for Medicare and Medicaid Services, known as CMS, said it would be covered by all Part D drug plans, including standalone plans and Medicare Advantage. The Center of Medicare & Medicaid Services (CMS) said in its SEP announcement that individuals who meet the requirements set out in the original CO VID-21 announcement will be able to enroll or switch to a Medicare Advantage or Part D plan by June 30, 2020. D-treated drugs in their plan, the CMS release on the CDC website says.
Medicare Advantage plans, CMS advises, must cover all out-of-network services that participate in Medicare during a crisis, as well as all emergencies that affect participants. Medicare plans have limits on the number of health care providers that can be used, and participants are typically required to either use an outside network provider or pay more if they go outside the network. All Medicare plans have a limit of 10 percent of the total cost of a drug, or about $1,000, for each health care provider you can use.
Medicare Advantage plans are able to offer additional telemedicine services that are not covered by traditional Medicare, including the ability to provide services outside rural areas, as well as telemedicine visits for recipients of enrollment in their own homes.
In response to the coronavirus pandemic, the CMS has advised dispensing with or reducing costs – by uniformly lowering the cost of telemedicine visits for patients in rural and rural areas – in areas with similar enrollments. Medicare Advantage plans have the option to waive certain requirements under the Affordable Care Act (ACA).
The Department of Homeland Security has advised people to ensure a continuous supply of regular prescription drugs before the pandemic. Medicare covers outpatient medications, including drugs that treat COVID-19, such as antibiotics, antivirals and other medications.
The new law requires all medical visits to be covered, including those where coronavirus tests are performed or ordered. You may wonder how Medicare coverage will work if you need to be tested or even treated for COVID-19.
Medicare has a Plan finder tool that allows you to compare all available plans for prescription drugs. Some people have access to a list of all their plans and information about their coverage. Medicare members can review, adjust and make changes to their Medicare plans at any time.
Medicare coverage can be supplemented by a private insurance policy that covers the copies and deductibles required by Medicare. Some Medicare plans may offer benefits such as dental and visual assistance that are not covered by traditional Medicare programs, but they generally behave as if you could use your own Personal Assistance Plan (PAP) or another insurance plan. This is possible through a variety of health insurance companies as well as the Medicare Plan finder tool.
Find out which of the many Medicare options are right for you as a dementia patient, and learn more about the various options available in the Medicare Plan finder.
Medicare also includes virtual check-ins, also known as telemedicine, to connect you to your doctor through an online patient portal to see if you need a face-to-face visit. You can contact your local Medicare provider for more information about the benefits of this service and other options.